Financial Education
Plain language guides to help you make confident decisions about saving, borrowing, investing and protecting yourself.
Where to start
Guides are grouped by what you are trying to do. Use the filters above, or begin with one of these.
- New to budgeting: A simple way to build a monthly budget
- Saving: How much should you keep in an emergency fund?
- Borrowing: Preparing to buy your first home
- Credit: Credit utilization, explained
- Safety: How to spot a phishing message
A simple order of operations
- 1
Know where your money goes
Track spending for a month before you change anything.
- 2
Build an emergency fund
Start with one month of essentials and work toward three to six.
- 3
Pay down high interest debt
Extra payments on the highest rate debt save the most.
- 4
Save for the goals you name
Give each goal a date and a monthly amount.
Frequently asked questions
Quick answers about financial education.
Are the guides personal advice?
No. The guides are general information to help you make informed choices. For advice about your own situation, speak with a qualified professional.
Do you have calculators?
Yes. Use the calculators to estimate loan payments, savings growth and mortgage payments.
How often is new content added?
We add guides and updates regularly. Check News and Insights for the latest.