Personal banking
Checking Accounts
Four checking accounts, each with the same free online bill pay, debit card and mobile deposit. Choose the one whose fee and rate structure matches your balance.
Everyday Checking
No monthly fee and no minimum balance. Free debit card and online bill pay.
Interest Checking
Earns interest on balances over $2,500 with a $8 monthly fee waived at $5,000 average balance.
Student Checking
For students under 25. No monthly fee, no minimum balance and a free first overdraft.
Premium Checking
Fee waivers, higher limits and relationship rewards for customers with $25,000 or more across accounts.
At a glance
- Accounts
- Everyday, Interest, Student and Premium Checking
- Debit card
- Included, with contactless payments and virtual card numbers
- Direct deposit
- Funds available up to two days early when your employer sends the payment file early
What every checking account includes
Every account comes with the tools you use daily, without add-on charges.
- Free debit card with contactless payments
- Online and mobile bill pay at no cost
- Direct deposit up to two days early
- Zero liability on unauthorized card use, subject to prompt reporting
- Real time alerts for balance and card activity
Managing overdrafts
You decide how overdrafts are handled. Turn overdraft protection on to link a savings account, or leave it off and we will decline transactions that exceed your available balance.
- Link a savings account as a backup
- Choose alerts before an account goes negative
- See every fee in one place before it posts
Compare the four accounts
All four accounts include a debit card, online bill pay and alerts. They differ in fees, interest and limits.
- Everyday Checking: no monthly fee and no minimum balance
- Interest Checking: earns interest on balances over $2,500, and the $8 monthly fee is waived with a $5,000 average daily balance
- Student Checking: for customers under 25, with no monthly fee and a free first overdraft
- Premium Checking: the $15 monthly fee is waived with $25,000 across your accounts, and limits are higher
Everyday tools included
Every checking account comes with the tools you use most often.
- Spending categories, budgets and a monthly cash flow summary
- Statements and receipts you can download as PDF files
- Transfers to other people, to other banks and by wire
- Email and in-app alerts for balances and card activity
Open a checking account in four steps
- 1
Choose an account
Pick the checking account whose fees and rate fit the balance you usually keep.
- 2
Enroll online
Give us your details and confirm your email address. It takes about ten minutes.
- 3
Fund the account
Make an opening deposit, or transfer money from an account you already have.
- 4
Set up the essentials
Turn on alerts, add bill pay and set up direct deposit from the account page.
Frequently asked questions
Quick answers about checking accounts.
Is there a minimum opening deposit?
How quickly do direct deposits arrive?
Can I write checks?
What happens if I do not have enough money for a purchase?
Can I open a second checking account?
How do I close an account?
Ready to get started?
Open an account online in about ten minutes, or talk to us first. You will need your address, date of birth and an email address.