Business

Business Banking

Checking, credit and cash management for owners of small and mid-sized businesses, with the same online tools you use for personal banking.

Business Checking

Unlimited digital transactions and no monthly fee with $5,000 average balance.

Business credit cards

Employee cards, spending controls and expense reports.

Lines of credit

Working capital from $10,000 to $250,000.

Payments

ACH, wires and bill pay with approval limits for your team.

At a glance

Business Checking
Unlimited digital transactions, and no monthly fee with a $5,000 average balance
Cards
Employee cards with individual spending limits
Credit
Working capital lines from $10,000 to $250,000
Payments
ACH, wires and bill pay with approval limits
Team access
Multiple users with permissions
To open an account
Business formation documents, an EIN and identification for each owner

Tools for running the business

See balances across accounts, schedule payroll and vendor payments, and export transactions for your bookkeeper.

  • Multiple users with permissions
  • Export to CSV and accounting formats
  • Dedicated relationship manager for larger clients
Overhead view of three colleagues working on laptops around a wooden table

Grow with financing

From equipment loans to a working capital line, we tailor terms to how your business earns and spends.

  • SBA loan guidance
  • Equipment financing
  • Commercial real estate loans

Tools for running the business

See every balance in one place and keep your bookkeeper informed.

  • Balances across all accounts
  • Schedule payroll and vendor payments
  • Export transactions to CSV and accounting formats

Financing that follows your cash flow

We tailor terms to how your business earns and spends.

  • Working capital lines
  • Equipment financing
  • Commercial real estate loans
  • Guidance on SBA loans

Open a business account

  1. 1

    Gather your documents

    Formation documents, your EIN and identification for each owner.

  2. 2

    Talk to a banker

    Contact us so we can recommend the right accounts and cards.

  3. 3

    Open and fund

    Complete the application and make your opening deposit.

  4. 4

    Add your team

    Give employees access with the permissions and limits you choose.

Frequently asked questions

Quick answers about business banking.

What do I need to open an account?
Business formation documents, an EIN and identification for each owner.
Can employees have cards?
Yes, with individual limits that you control.
Do you offer merchant services?
Contact a banker to discuss payment processing options for your business.
How many people can use the account?
You can add multiple users, each with permissions and approval limits that you set.
Can I export my transactions?
Yes. Export to CSV or common accounting formats for your bookkeeper.
Can I get a business line of credit?
Yes. Working capital lines start at $10,000 and are subject to review of your business finances.

Ready to get started?

Open an account online in about ten minutes, or talk to us first. You will need your address, date of birth and an email address.