Borrow
Personal Loans
Fixed rate loans from $1,000 to $75,000 for debt consolidation, home projects or major expenses, with a decision shown online.
Fixed rate
Your rate and payment never change for the life of the loan.
Terms from 12 to 84 months
Choose the payment that fits your budget.
No origination fee
What you see on the application is what you pay.
At a glance
- Amount
- $1,000 to $75,000
- Terms
- 12 to 84 months
- Origination fee
- None
- Prepayment penalty
- None
- Autopay discount
- 0.25% when you set up autopay
Apply and track online
Complete a short application in online banking. You will see the status change from submitted to under review to a decision, and can upload documents without visiting a branch.
- Applications reviewed within one business day
- Upload documents securely
- Accept the offer and receive funds in checking
Pay it off faster
There is no prepayment penalty. Make an extra payment from online banking whenever you like and see how it changes the amortization schedule.
- Extra principal payments at no cost
- Amortization schedule always visible
- Autopay discount of 0.25% when set up
What you can use it for
Most personal purposes are fine. The loan cannot be used for investing or gambling.
- Consolidating higher rate debt into one payment
- Home projects and repairs
- Major expenses you want to spread over time
Repaying your loan
Your repayment schedule is always visible, so you know how much of each payment goes to principal and interest.
- Make extra payments at any time at no cost
- Set up autopay from any checking account
- Download payment history and loan documents
How a personal loan works
- 1
Apply online
Complete a short application in online banking.
- 2
Follow the status
See it move from submitted to under review to a decision.
- 3
Accept the offer
Review the rate, term and payment, then accept in online banking.
- 4
Receive your funds
The loan amount is deposited to your checking account.
Frequently asked questions
Quick answers about personal loans.
How much can I borrow?
What can I use the loan for?
How quickly do I receive the funds?
How long does a decision take?
Will I need to send documents?
Is there a fee to pay off my loan early?
Ready to get started?
Open an account online in about ten minutes, or talk to us first. You will need your address, date of birth and an email address.