Personal banking
Savings Accounts
Set money aside for the things you are planning. Our savings accounts pay a published rate and let you name each goal.
Standard Savings
A simple account for everyday reserves. No monthly fee with a $300 minimum daily balance.
High-Yield Savings
Our highest variable rate with no minimum balance and 24/7 transfers.
Goal Savings
Name up to ten goals, watch progress bars and automate contributions.
At a glance
- Accounts
- Standard, High-Yield and Goal Savings
- Interest
- Calculated daily on your ending balance and paid monthly
- Opening deposit
- $25 for Standard and Goal Savings, $100 for High-Yield Savings
- Standard Savings fee
- None with a $300 minimum daily balance, $4 a month otherwise
- Transfers
- As many as you like between your own accounts
Put automation to work
Schedule a transfer on payday and your savings grow without a second thought. Round up card purchases to the next dollar and send the difference to a goal.
- Recurring transfers from checking
- Round up purchases to save spare change
- Pause or change amounts at any time
Understand how interest is calculated
Interest is calculated daily on your ending balance and paid monthly. The annual percentage yield (APY) shown on the Rates page reflects compounding for a full year.
- Rates can change, and the current rate is always on the Rates page
- Interest posts on the last day of the statement cycle
- You will receive a Form 1099-INT if interest exceeds $10 in a year
Choosing between the three accounts
The right account depends on how you plan to use the money.
- Standard Savings: a simple account for the cushion you want close at hand
- High-Yield Savings: our highest variable rate, with no minimum balance to earn it
- Goal Savings: named goals, progress bars and automatic contributions
Goals in online banking
A goal is a named target inside your savings account. Contributions are tracked against it, so you can see how close you are to a vacation, a repair fund or a down payment.
- Set a target amount and date
- See progress on your dashboard
- Change or pause contributions at any time
Start saving in four steps
- 1
Choose an account
Standard for everyday reserves, High-Yield for the highest variable rate, Goal Savings to save toward named goals.
- 2
Open it online
Add the account from online banking and fund it from checking.
- 3
Name your goals
Create up to ten goals and set a target date for each.
- 4
Automate contributions
Schedule a transfer on payday so saving happens without a second thought.
Frequently asked questions
Quick answers about savings accounts.
Is there a limit on withdrawals?
How do savings goals work?
Do rates ever change?
How is interest paid?
Is the rate the same for every balance?
Can I set up automatic saving?
Ready to get started?
Open an account online in about ten minutes, or talk to us first. You will need your address, date of birth and an email address.