Altovias Bank

Rates

Current rates for deposit accounts, certificates of deposit, loans and cards. Rates are variable unless stated and can change at any time.

Rates are variable unless stated. They can change at any time. Last updated Oct 26, 2026.

Savings

ProductTerm or tierRateAPYMinimum
Standard Savings Variable 0.450% 0.451% $25
High-Yield Savings Variable 4.250% 4.340% $100
Goal Savings Variable 3.500% 3.560% $25

Money Market

ProductTerm or tierRateAPYMinimum
Premier Money Market Under $25,000 3.600% 3.670% $2,500
Premier Money Market $25,000 and over 4.000% 4.070% $2,500

CDs

ProductTerm or tierRateAPYMinimum
Certificate of Deposit 3 months 4.000% 4.060% $1,000
Certificate of Deposit 6 months 4.350% 4.440% $1,000
Certificate of Deposit 12 months 4.500% 4.600% $1,000
Certificate of Deposit 24 months 4.250% 4.340% $1,000
Certificate of Deposit 36 months 4.000% 4.080% $1,000

Checking

ProductTerm or tierRateAPYMinimum
Interest Checking Balances over $2,500 0.250% 0.250% $100
Premium Checking All balances 0.350% 0.350% $500

Loans

ProductTerm or tierRateAPYMinimum
Personal Loan 12 to 84 months 8.490% n/a $1,000
Auto Loan (new) 24 to 84 months 6.240% n/a $5,000
Auto Loan (used) 24 to 72 months 6.890% n/a $5,000
Student Loan 5 to 15 years 5.050% n/a $1,000

Mortgage

ProductTerm or tierRateAPYMinimum
30-Year Fixed 30 years 6.125% n/a 5% down
15-Year Fixed 15 years 5.375% n/a 5% down
Home Equity Line Variable 8.250% n/a $10,000

Cards

ProductTerm or tierRateAPYMinimum
Cardinal Rewards Card Variable APR 19.990% n/a None
Harbor Business Card Variable APR 17.490% n/a None

APY means annual percentage yield. Loan and card figures are annual percentage rates (APR) and vary by creditworthiness. See Fees and Disclosures.