Invest and plan
Financial Planning
Set goals, build a budget, understand where your money goes and see how small changes add up. All tools are free inside online banking.
Savings goals
Name a goal, set a date and track progress automatically.
Budgets
Set monthly limits by category and see how much is left.
Spending analysis
Understand trends in your spending month by month.
Calculators
Estimate loan payments, savings growth and retirement needs.
At a glance
- Tools
- Savings goals, budgets, spending analysis and calculators
- Data
- Uses the accounts you hold with us
- Alerts
- Budget alerts before you overspend
- Cost
- Free inside online banking
- Categories
- Applied automatically, and you can correct any of them
- Where to start
- Financial Education guides and the calculators
Planning inside your bank
Because your accounts are already connected, planning tools use your actual transactions rather than manual entry. Categories are applied automatically and you can correct any of them.
- Monthly cash flow summary
- Budget alerts before you overspend
- Goal projections based on your contributions
Try the calculators
Compare scenarios before making a decision: how long to pay off a loan with extra payments, what a monthly savings habit becomes in ten years, or what a mortgage payment looks like at different rates.
- Loan payment calculator
- Savings growth calculator
- Mortgage payment calculator
Budgets that use your real activity
Because your accounts are already connected, budgets update as you spend.
- See how much is left in each category
- Get an alert before you overspend
- Recategorize any transaction
Goals with a clear path
Each goal shows what you have saved and what remains.
- Progress bars on your dashboard
- Projections based on your contributions
- Joint owners can see and contribute to shared goals
Build your plan
- 1
See where your money goes
Review your spending by category, month by month.
- 2
Set a budget
Choose a monthly limit for the categories that matter most.
- 3
Create a goal
Name it, set a date and contribute a little at a time.
- 4
Check in each month
Adjust your budget and goals as your income and costs change.
Frequently asked questions
Quick answers about financial planning.
Do I need to link other banks?
Can I share a goal?
Where can I learn more?
Do budgets change my accounts?
Can I change a transaction category?
How many goals can I have?
Ready to get started?
Open an account online in about ten minutes, or talk to us first. You will need your address, date of birth and an email address.