Altovias Bank

Personal banking

Personal Banking

Everyday accounts, savings, cards and lending in one place, with a real person available whenever a question comes up.

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Checking that stays out of the way

No monthly fee options, free bill pay and early access to direct deposits.

Savings with clear rates

Rates are published on our Rates page and applied the same way to every customer.

Cards you control

Freeze, unfreeze and set limits from your phone in seconds.

Borrowing with a plain answer

See a decision, the rate and the full repayment schedule before you accept.

At a glance

Ways to bank
Online, from your phone, by phone and by branch appointment
Checking
Everyday, Interest, Student and Premium Checking
Savings
Standard, High-Yield and Goal Savings
Cards
Credit and debit cards with controls in online banking
Borrowing
Personal, auto and student loans, mortgages, home equity and lines of credit
Support
Secure messages, phone and branch appointments

Start with the account that fits how you live

Altovias Bank keeps the product line short on purpose. Pick a checking account, add a savings account for goals, and add a card or loan only when you need one.

  • Open online in about ten minutes
  • No minimum balance on Everyday Checking
  • Link accounts for instant transfers

Support that answers the phone

Our service team is available six days a week. You can also send a secure message from online banking and expect a reply within one business day.

  • Phone, chat and branch appointments
  • Secure messaging inside online banking

Move money the way you need to

Transfer between your own accounts, to another person, to an account at another bank or by wire. Each transfer shows the recipient, the amount and any fee for you to review before you confirm it with your transfer PIN.

  • Transfers between your own accounts are free
  • Schedule one time or repeating transfers
  • Save beneficiaries for next time
  • Download a receipt for every transfer

Stay in control of your cards

Freeze a card, change limits and turn online or international use on or off from online banking. Create virtual card numbers for online shopping and delete them when you are done.

  • Freeze and unfreeze in one tap
  • Daily purchase and ATM limits
  • Alerts for card activity

How it works

  1. 1

    Open a checking account

    Enroll online in about ten minutes with your address, date of birth and an email address.

  2. 2

    Add savings for what is next

    Open a savings account from online banking and name the goals you are working toward.

  3. 3

    Add a card or loan when you need one

    Apply from online banking or ask our team, and follow the decision in one place.

  4. 4

    Manage it all from one dashboard

    See balances, recent activity, upcoming payments and statements together.

Frequently asked questions

Quick answers about personal banking.

How do I open an account?
Choose Open an account, complete the enrollment form and confirm your email address. Most customers finish in under ten minutes.
How is my account protected?
Signing in requires your password, and a separate transfer PIN authorizes money movement. Sensitive changes require email verification, and sessions end after a period of inactivity.
Can I bank with a joint owner?
Yes. Joint accounts can be opened at any branch or by contacting support.
Can I open more than one account?
Yes. After you enroll you can open additional checking, savings, money market and certificate accounts from online banking, funded from an account you already have.
Do I need to visit a branch to open an account?
No. Enrollment is online and takes about ten minutes. Branch appointments are available if you would rather speak with someone in person.
How do I add money to a new account?
Choose an opening deposit when you open the account, or transfer from an account you already have. You confirm each transfer with your transfer PIN.

Related products and guides

Checking Accounts Savings Accounts Credit Cards Personal Loans

Rates, fees and terms are subject to change. See Disclosures.

Ready to get started?

Open an account online in about ten minutes, or talk to us first. You will need your address, date of birth and an email address.

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