/* ==========================================================================
   Public website. Editorial serif headings, generous spacing, hairline structure.
   ========================================================================== */
body.site { background: var(--surface); font-size: 16px; overflow-x: clip; }
.site .container, .container { width: 100%; max-width: 1200px; margin: 0 auto; padding: 0 32px; }
.container-narrow { max-width: 820px; }

/* -------------------------------------------------------------------- header */
.site-header { position: sticky; top: 0; z-index: var(--z-header); background: var(--surface); border-bottom: 1px solid var(--line); }
.site-header .container { position: relative; display: flex; align-items: center; gap: 4px; height: 84px; max-width: 1600px; padding: 0 32px; }
.site-header .brand { flex: none; display: inline-flex; align-items: center; margin-right: 12px; }
.nav-main { display: flex; align-items: center; gap: 2px; min-width: 0; }
.nav-left { flex: 1 1 auto; }
.nav-right { margin-left: auto; padding-left: 8px; }
.nav-main > li { position: static; }
.nav-link { position: relative; display: inline-flex; align-items: center; gap: 6px; padding: 11px 8px; font-size: 15px; font-weight: 500; color: var(--ink); border-radius: 10px; background: none; border: 0; cursor: pointer; white-space: nowrap; }
.nav-link .icon { width: 14px; height: 14px; color: currentColor; transition: transform .2s var(--ease); }
.nav-link::after { content: ""; position: absolute; left: 8px; right: 8px; bottom: -19px; height: 3px; border-radius: 3px 3px 0 0; background: var(--primary); opacity: 0; transition: opacity .15s; }
.nav-main > li:hover > .nav-link, .nav-main > li.open > .nav-link, .nav-main > li:focus-within > .nav-link { background: var(--primary-soft); color: var(--primary-text); text-decoration: none; }
.nav-main > li:hover > .nav-link::after, .nav-main > li.open > .nav-link::after, .nav-main > li:focus-within > .nav-link::after { opacity: 1; }
.nav-main > li:hover > .nav-link .icon, .nav-main > li.open > .nav-link .icon { transform: rotate(180deg); }

/* mega menu: a transparent wrapper bridges the gap under the header so the pointer can reach the panel */
.mega { display: none; position: absolute; left: 32px; right: 32px; top: 100%; z-index: 2; padding-top: 10px; }
.nav-main > li:hover > .mega, .nav-main > li.open > .mega, .nav-main > li:focus-within > .mega { display: block; animation: rise .16s var(--ease); }
.mega-panel { display: grid; grid-template-columns: minmax(0, 1fr) 340px; background: var(--surface); border: 1px solid var(--line); border-radius: 18px; box-shadow: var(--shadow-pop); overflow: hidden; }
.mega-main { display: flex; flex-direction: column; gap: 26px; min-width: 0; padding: 34px 40px 24px; }
.mega-cols { display: grid; grid-template-columns: repeat(auto-fit, minmax(190px, 1fr)); align-items: start; }
.mega-col { padding: 0 24px; }
.mega-col:first-child { padding-left: 0; }
.mega-col + .mega-col { border-left: 1px solid var(--line); }
.mega-col h4 { display: flex; align-items: center; gap: 10px; margin-bottom: 14px; font-size: 16px; font-weight: 600; letter-spacing: 0; text-transform: none; color: var(--primary-text); }
.mega-col h4 .icon { width: 26px; height: 26px; flex: none; }
.mega-col a { display: block; padding: 9px 0; font-size: 16px; font-weight: 500; color: var(--ink); }
.mega-col a small { display: block; margin-top: 2px; font-size: 14px; font-weight: 400; color: var(--ink-3); }
.mega-col a:hover { color: var(--primary-text); text-decoration: none; }
.mega-quick { display: flex; flex-wrap: wrap; gap: 8px 28px; padding-top: 20px; border-top: 1px solid var(--line); }
.mega-quick a { font-size: 15px; color: var(--ink-2); }
.mega-quick a:hover { color: var(--primary-text); text-decoration: none; }
.mega-promo { display: flex; flex-direction: column; gap: 14px; padding: 32px 30px; background: var(--primary-soft); }
.mega-promo h5 { font-size: 16px; font-weight: 600; }
.promo-img { display: block; border-radius: 10px; overflow: hidden; aspect-ratio: 16 / 10; background: var(--surface-2); }
.promo-img img { display: block; width: 100%; height: 100%; object-fit: cover; }
.mega-promo p { font-size: 15px; color: var(--ink-2); line-height: 1.55; }
.promo-link { display: inline-flex; align-items: center; gap: 8px; margin-top: auto; font-weight: 600; color: var(--primary-text); }
.promo-link .icon { width: 16px; height: 16px; }
.promo-link:hover { text-decoration: none; }

@media (min-width: 1500px) {
  .nav-link { padding: 11px 11px; font-size: 15.5px; }
  .nav-link::after { left: 11px; right: 11px; }
}
@media (min-width: 1760px) {
  .nav-link { padding: 11px 14px; font-size: 16px; }
  .nav-link::after { left: 14px; right: 14px; }
}
.header-tools { display: flex; align-items: center; gap: 6px; margin-left: 10px; flex: none; white-space: nowrap; }
.tool-btn { display: inline-flex; align-items: center; justify-content: center; width: 44px; height: 44px; border-radius: 10px; color: var(--ink); background: none; border: 0; cursor: pointer; }
.tool-btn .icon { width: 22px; height: 22px; }
.tool-btn:hover { background: var(--surface-2); text-decoration: none; }
.header-signin { min-height: 46px; padding: 0 18px; border-radius: 10px; font-size: 15px; font-weight: 600; }
.menu-toggle { display: none; }
@media (max-width: 1349px) {
  .nav-main { display: none; }
  .menu-toggle { display: inline-flex; }
  .header-tools { margin-left: auto; }
  .site-header .container { padding: 0 24px; }
}

/* site search */
.search-hits { list-style: none; margin: 14px 0 0; padding: 0; display: grid; gap: 2px; max-height: 52vh; overflow-y: auto; }
.search-hits a { display: block; padding: 10px 12px; border-radius: var(--r-control); color: var(--ink); }
.search-hits a:hover { background: var(--surface-2); text-decoration: none; }
.search-hits strong { display: block; font-weight: 600; }
.search-hits span { display: block; margin-top: 1px; font-size: 13px; color: var(--ink-3); }
.search-note { padding: 10px 12px; font-size: 14px; color: var(--ink-3); }
.drawer-group { margin: 12px 0 2px 12px; font-size: 12px; font-weight: 600; letter-spacing: .07em; text-transform: uppercase; color: var(--ink-3); }

/* mobile navigation drawer */
.drawer { position: fixed; inset: 0; z-index: var(--z-drawer); background: var(--surface); transform: translateX(100%); transition: transform .28s var(--ease); display: flex; flex-direction: column; visibility: hidden; }
.drawer.open { transform: none; visibility: visible; }
.drawer-head { display: flex; align-items: center; justify-content: space-between; padding: 0 16px; height: 64px; border-bottom: 1px solid var(--line); }
.drawer-body { flex: 1; overflow-y: auto; padding: 8px 16px 24px; }
.drawer details { border-bottom: 1px solid var(--line); }
.drawer summary { list-style: none; display: flex; justify-content: space-between; align-items: center; padding: 16px 4px; font-weight: 600; font-size: 17px; cursor: pointer; }
.drawer summary::-webkit-details-marker { display: none; }
.drawer summary::after { content: "+"; font-size: 22px; font-weight: 400; color: var(--ink-3); }
.drawer details[open] summary::after { content: "\2212"; }
.drawer details a, .drawer .drawer-link { display: block; padding: 10px 4px 10px 12px; color: var(--ink-2); }
.drawer .drawer-link { padding: 16px 4px; font-weight: 600; color: var(--ink); border-bottom: 1px solid var(--line); font-size: 17px; }
.drawer-foot { padding: 16px; border-top: 1px solid var(--line); display: grid; gap: 10px; }

.figure picture { display: block; width: 100%; height: 100%; }

/* ------------------------------------------------------------------ sections */
.section { padding: 96px 0; }
.section.alt { background: var(--bg-alt); }
.section.tint { background: var(--primary-soft); }
.section-head { max-width: 640px; margin-bottom: 44px; }
.section-head h2, .h2 { font-family: var(--font-serif); font-weight: 500; font-size: clamp(30px, 3.2vw, 42px); line-height: 1.12; letter-spacing: -0.025em; text-wrap: balance; }
.section-head p { margin-top: 14px; color: var(--ink-2); font-size: 17px; }
.link-arrow { display: inline-flex; align-items: center; gap: 6px; font-weight: 600; color: var(--link); }
.link-arrow .icon { transition: transform .18s var(--ease); }
.link-arrow:hover { text-decoration: none; }
.link-arrow:hover .icon { transform: translateX(3px); }

.tick-list { margin: 20px 0 26px; display: grid; gap: 10px; }
.tick-list li { display: flex; gap: 10px; align-items: flex-start; color: var(--ink); font-size: 15.5px; }
.tick-list .icon { color: var(--accent-text); margin-top: 3px; }
.figure { position: relative; border-radius: var(--r-card); overflow: hidden; border: 1px solid var(--line); background: var(--primary-soft); aspect-ratio: 4 / 3.2; }
.figure img { width: 100%; height: 100%; object-fit: cover; }
/* a hairline inside the photograph keeps pale photos from dissolving into the page */
.figure::after { content: ""; position: absolute; inset: 0; border-radius: inherit; box-shadow: inset 0 0 0 1px rgba(15, 23, 42, .06); pointer-events: none; }

/* icon feature rows */
.feature-split { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 72px; align-items: center; }
.feature-split.rev .figure { order: -1; }
.feature-list { display: grid; gap: 26px; margin-top: 32px; }
.feature-list li { display: grid; grid-template-columns: 44px 1fr; gap: 16px; }
.feature-list .ico, .ico-box { width: 44px; height: 44px; border-radius: var(--r-control); background: var(--primary-soft); color: var(--primary-text); display: flex; align-items: center; justify-content: center; }
.feature-list .ico .icon, .ico-box .icon { width: 22px; height: 22px; }
.feature-list h3 { font-size: 17px; margin-bottom: 2px; }
.feature-list p { color: var(--ink-2); font-size: 15px; }

/* editorial insights */
.insights { display: grid; grid-template-columns: minmax(0, 1.25fr) minmax(0, 1fr); gap: 40px; }
.insight-lead { display: block; color: inherit; }
.insight-lead:hover { text-decoration: none; }
.insight-lead .figure { aspect-ratio: 16 / 9; margin-bottom: 18px; }
.insight-lead h3 { font-family: var(--font-serif); font-weight: 500; font-size: 28px; letter-spacing: -0.02em; line-height: 1.18; }
.insight-lead:hover h3 { text-decoration: underline; text-underline-offset: 4px; text-decoration-thickness: 1px; }
.meta { font-size: 13px; color: var(--ink-3); display: flex; gap: 10px; align-items: center; margin-bottom: 8px; }
.insight-list { display: flex; flex-direction: column; }
.insight-list a { display: block; padding: 20px 0; border-bottom: 1px solid var(--line); color: inherit; }
.insight-list a:first-child { padding-top: 0; }
.insight-list a:hover { text-decoration: none; }
.insight-list a:hover h3 { color: var(--link); }
.insight-list h3 { font-size: 18px; margin-bottom: 4px; line-height: 1.3; }
.insight-list p { color: var(--ink-2); font-size: 14.5px; }

/* calculator */
.calc { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1.1fr); gap: 56px; align-items: center; }
.calc-card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-card); padding: 28px; }
.calc-result { display: flex; flex-direction: column; gap: 4px; padding: 20px; margin-top: 22px; border-radius: var(--r-control); background: var(--primary-soft); }
.calc-result .big { font-size: 40px; font-weight: 600; letter-spacing: -0.03em; font-variant-numeric: tabular-nums; color: var(--primary-text); line-height: 1.1; }
.range { width: 100%; accent-color: var(--primary); }
.calc-tabs { margin-bottom: 20px; }

/* quotes */
.quotes { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 0; }
.quote { padding: 4px 36px; border-left: 1px solid var(--line); display: flex; flex-direction: column; justify-content: space-between; gap: 22px; }
.quote:first-child { border-left: 0; padding-left: 0; }
.quote blockquote { font-family: var(--font-serif); font-size: 21px; line-height: 1.4; letter-spacing: -0.012em; color: var(--ink); }
.quote cite { font-style: normal; font-size: 14px; color: var(--ink-2); }
.quote cite strong { display: block; color: var(--ink); font-weight: 600; }

/* faq split */
.faq-split { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: 72px; align-items: start; }

/* notices */
.notice-list { display: grid; gap: 0; }
.notice-list li { display: grid; grid-template-columns: 24px 1fr; gap: 14px; padding: 16px 0; border-bottom: 1px solid var(--line); }
.notice-list li:last-child { border-bottom: 0; }
.notice-list .icon { color: var(--warn); margin-top: 3px; }
.notice-list strong { display: block; margin-bottom: 2px; }
.notice-list p { color: var(--ink-2); font-size: 14.5px; }

/* cta band */
.cta-band { border: 1px solid var(--line); border-radius: var(--r-card); background: var(--surface-2); padding: 56px 56px; display: flex; align-items: center; justify-content: space-between; gap: 32px; }
.cta-band h2 { font-family: var(--font-serif); font-weight: 500; font-size: clamp(28px, 3vw, 38px); letter-spacing: -0.025em; max-width: 20ch; line-height: 1.12; }
.cta-band p { color: var(--ink-2); margin-top: 10px; max-width: 46ch; }

/* -------------------------------------------------------------- inner pages */
.content-row { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 72px; align-items: center; padding: 72px 0; border-bottom: 1px solid var(--line); }
.content-row:last-of-type { border-bottom: 0; }
.content-row.rev .figure { order: -1; }
.content-row h2 { font-family: var(--font-serif); font-weight: 500; font-size: 32px; letter-spacing: -0.022em; line-height: 1.15; margin-bottom: 14px; }
.content-row p { color: var(--ink-2); font-size: 16.5px; }
.content-row.no-img { grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); align-items: start; }
.content-row.no-img .row-points { padding-top: 6px; }
.content-row.no-img .row-points .tick-list { margin-top: 0; }
.prose { max-width: 70ch; }
.prose p { margin: 0 0 18px; color: var(--ink-2); font-size: 16.5px; line-height: 1.75; }
.prose h2 { font-size: 22px; margin: 32px 0 12px; }
.prose-wrap { display: grid; grid-template-columns: 240px minmax(0, 1fr); gap: 72px; padding: 64px 0 96px; }
.toc { position: sticky; top: 100px; align-self: start; font-size: 14px; }
.toc a { display: block; padding: 6px 0; color: var(--ink-2); }
.toc h4 { text-transform: uppercase; letter-spacing: .07em; font-size: 12px; color: var(--ink-3); margin-bottom: 8px; }

/* data tables on rates / fees */
.rates-table th, .rates-table td { padding: 14px 18px; }
.rates-table .rate { font-weight: 650; font-variant-numeric: tabular-nums; }
.group-title { padding: 34px 0 12px; font-size: 20px; font-family: var(--font-serif); font-weight: 500; }
.tblcard { border: 1px solid var(--line); border-radius: var(--r-card); overflow: hidden; }

/* locations: finder, result cards and location pages (data comes from the locations table) */
.loc-search { display: grid; gap: 16px; padding: 20px; border: 1px solid var(--line); border-radius: var(--r-card); background: var(--surface); }
.loc-search-row { display: flex; gap: 12px; align-items: flex-end; flex-wrap: wrap; }
.loc-search-row .field { min-width: 240px; }
.loc-go, .loc-here { min-height: 48px; }
.loc-types { align-self: start; }
.loc-types a { min-height: 40px; display: inline-flex; align-items: center; gap: 4px; padding: 0 16px; font-size: 14px; }
.loc-types a:hover { text-decoration: none; color: var(--ink); }
.loc-count { color: var(--ink-3); font-weight: 500; }
.loc-msg { margin-top: 14px; padding: 12px 14px; border-radius: var(--r-control); background: var(--warn-bg); color: var(--warn); font-size: 14px; }
.loc-results { margin-top: 24px; transition: opacity .15s; }
.loc-results.is-loading { opacity: .5; pointer-events: none; }
.loc-summary { margin-bottom: 14px; color: var(--ink-2); font-size: 14.5px; }
.loc-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.loc-card { display: flex; flex-direction: column; gap: 8px; padding: 20px; border: 1px solid var(--line); border-radius: var(--r-card); background: var(--surface); min-width: 0; }
.loc-card:hover { border-color: var(--line-strong); }
.loc-card h3 { font-size: 18px; line-height: 1.25; }
.loc-card h3 a { color: var(--ink); }
.loc-card h3 a:hover { color: var(--primary-text); text-decoration: none; }
.loc-card-top { display: flex; gap: 8px 12px; flex-wrap: wrap; align-items: center; font-size: 12.5px; }
.loc-type { display: inline-flex; align-items: center; gap: 6px; font-size: 12px; font-weight: 650; letter-spacing: .06em; text-transform: uppercase; color: var(--primary-text); }
.loc-type .icon { width: 16px; height: 16px; }
.loc-flag { display: inline-flex; align-items: center; gap: 4px; padding: 1px 8px; border-radius: 999px; background: var(--warn-bg); color: var(--warn); font-weight: 600; }
.loc-flag .icon { width: 12px; height: 12px; }
.loc-open { font-weight: 600; font-size: 12.5px; }
.loc-open.is-open { color: var(--ok); }
.loc-open.is-closed { color: var(--ink-3); }
.loc-addr { font-size: 14.5px; color: var(--ink-2); line-height: 1.5; overflow-wrap: anywhere; }
.loc-dist { display: inline-flex; align-items: center; gap: 6px; font-weight: 650; color: var(--primary-text); font-size: 14.5px; }
.loc-dist .icon, .loc-line .icon { width: 16px; height: 16px; flex: none; }
.loc-line { display: flex; gap: 8px; align-items: flex-start; font-size: 14px; color: var(--ink-2); }
.loc-line .icon { margin-top: 3px; color: var(--ink-3); }
.loc-tags { display: flex; flex-wrap: wrap; gap: 6px; list-style: none; padding: 0; margin: 2px 0 0; }
.loc-tags li { padding: 3px 10px; border-radius: 999px; background: var(--surface-2); border: 1px solid var(--line); font-size: 12.5px; color: var(--ink-2); }
.loc-actions { display: flex; gap: 10px; flex-wrap: wrap; margin-top: auto; padding-top: 12px; }
.loc-actions .btn { min-height: 44px; }
.loc-pager { display: flex; align-items: center; justify-content: center; gap: 16px; margin-top: 24px; font-size: 14px; color: var(--ink-2); }
.loc-pager .btn.is-disabled { opacity: .45; pointer-events: none; }
.loc-empty { border: 1px dashed var(--line-strong); border-radius: var(--r-card); }

.loc-hero .loc-type { margin-bottom: 8px; }
.loc-hero h1 { margin-bottom: 8px; }
.loc-hero .loc-open { margin-top: 10px; font-size: 15px; }
.loc-actions-lg { padding-top: 0; }
.loc-actions-lg .btn { min-height: 48px; }
.loc-detail { display: grid; grid-template-columns: minmax(0, 7fr) minmax(0, 5fr); gap: 32px; align-items: start; }
.loc-detail-main, .loc-detail-side { display: grid; gap: 20px; min-width: 0; }
.loc-panel { padding: 24px; border: 1px solid var(--line); border-radius: var(--r-card); background: var(--surface); }
.loc-panel h2 { font-size: 18px; margin-bottom: 12px; display: flex; align-items: center; gap: 8px; }
.loc-panel h2 .icon { width: 20px; height: 20px; color: var(--primary-text); }
.loc-panel p { color: var(--ink-2); overflow-wrap: anywhere; }
.hours-table { width: 100%; border-collapse: collapse; font-size: 15px; }
.hours-table th, .hours-table td { padding: 9px 0; border-bottom: 1px solid var(--line); text-align: left; font-weight: 500; }
.hours-table td { text-align: right; color: var(--ink-2); }
.hours-table tr:last-child th, .hours-table tr:last-child td { border-bottom: 0; }
.hours-table tr.is-today th, .hours-table tr.is-today td { font-weight: 700; color: var(--ink); }
.loc-today { margin-left: 8px; padding: 1px 8px; border-radius: 999px; background: var(--primary-soft); color: var(--primary-text); font-size: 11.5px; font-weight: 650; }
.loc-facts { display: grid; grid-template-columns: minmax(120px, 40%) 1fr; gap: 0; margin: 0; font-size: 15px; }
.loc-facts dt, .loc-facts dd { padding: 9px 0; border-bottom: 1px solid var(--line); }
.loc-facts dt { color: var(--ink-3); }
.loc-facts dd { margin: 0; font-weight: 500; text-align: right; }
.loc-facts dt:last-of-type, .loc-facts dd:last-of-type { border-bottom: 0; }
.loc-figure img { display: block; width: 100%; height: auto; max-height: 320px; object-fit: cover; border-radius: var(--r-card); border: 1px solid var(--line); }
.loc-map .loc-addr { display: flex; gap: 8px; align-items: flex-start; color: var(--ink); font-weight: 500; }
.loc-map .loc-addr .icon { width: 20px; height: 20px; color: var(--primary-text); margin-top: 2px; flex: none; }
.loc-map-links { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 14px; }
.loc-map-links .btn { min-height: 44px; }
.loc-others { list-style: none; padding: 0; margin: 0; display: grid; gap: 4px; }
.loc-others a { display: block; padding: 10px 12px; border-radius: var(--r-control); color: var(--ink); }
.loc-others a:hover { background: var(--surface-2); text-decoration: none; }
.loc-others strong { display: block; }
.loc-others span { font-size: 13px; color: var(--ink-3); }
@media (max-width: 1099px) {
  .loc-detail { grid-template-columns: minmax(0, 1fr); gap: 20px; }
}
@media (max-width: 719px) {
  .loc-search { padding: 16px; }
  .loc-search-row .field { flex: 1 1 100%; min-width: 0; }
  .loc-go, .loc-here { flex: 1 1 100%; }
  .loc-types { display: flex; flex-wrap: wrap; width: 100%; overflow: visible; }
  .loc-types a { flex: 1 1 calc(50% - 4px); justify-content: center; padding: 0 12px; }
  .loc-grid { grid-template-columns: minmax(0, 1fr); }
  .loc-card { padding: 16px; }
  .loc-actions .btn { flex: 1 1 100%; justify-content: center; }
  .loc-actions-lg .btn, .loc-map-links .btn { flex: 1 1 100%; justify-content: center; }
  .loc-panel { padding: 18px; }
  .loc-facts { grid-template-columns: minmax(100px, 45%) 1fr; }
}

/* contact */
.contact-layout { display: grid; grid-template-columns: minmax(0, 7fr) minmax(0, 5fr); gap: 56px; align-items: start; }
.contact-side dl { display: grid; gap: 22px; }
.contact-side dt { font-size: 13px; color: var(--ink-3); margin-bottom: 2px; }
.contact-side dd { font-weight: 550; }

/* jobs + news cards */

/* ------------------------------------------------------------------- footer */
.site-footer { border-top: 1px solid var(--line); background: var(--surface-2); padding: 72px 0 32px; margin-top: 0; }
.footer-grid { display: grid; grid-template-columns: 1.6fr repeat(4, 1fr); gap: 40px; }
.footer-grid h4 { font-size: 12px; text-transform: uppercase; letter-spacing: .07em; color: var(--ink-3); margin-bottom: 14px; font-weight: 600; }
.footer-grid li a { display: block; padding: 5px 0; color: var(--ink-2); font-size: 14.5px; }
.footer-grid li a:hover { color: var(--ink); }
.footer-about { color: var(--ink-2); font-size: 14.5px; max-width: 34ch; margin: 16px 0 20px; }
.footer-contact { font-size: 14.5px; color: var(--ink-2); display: grid; gap: 6px; }
.footer-contact a { color: var(--ink); font-weight: 600; }
.socials { display: flex; gap: 8px; margin-top: 18px; }
.socials a { width: 36px; height: 36px; border: 1px solid var(--line-strong); border-radius: var(--r-control); display: flex; align-items: center; justify-content: center; color: var(--ink-2); background: var(--surface); }
.socials a:hover { color: var(--ink); border-color: var(--ink-3); text-decoration: none; }
.footer-legal { margin-top: 48px; padding-top: 24px; border-top: 1px solid var(--line); display: flex; justify-content: space-between; gap: 24px; flex-wrap: wrap; font-size: 13px; color: var(--ink-3); }
.footer-legal nav { display: flex; gap: 20px; flex-wrap: wrap; }
.footer-legal a { color: var(--ink-3); }
.footer-legal a:hover { color: var(--ink); }
.footer-sim { margin-top: 14px; font-size: 12.5px; color: var(--ink-3); max-width: 90ch; }

/* reveal on scroll (opacity/transform only) */
.reveal { opacity: 0; transform: translateY(14px); transition: opacity .6s var(--ease), transform .6s var(--ease); }
.reveal.in { opacity: 1; transform: none; }
.no-js .reveal { opacity: 1; transform: none; }

/* -------------------------------------------------------------------- media */
@media (max-width: 1099px) {
  .container { padding: 0 24px; }
  .feature-split, .calc, .faq-split, .contact-layout, .content-row { grid-template-columns: minmax(0, 1fr); gap: 36px; }
  .content-row.rev .figure, .feature-split.rev .figure { order: 0; }
  .content-row.no-img { grid-template-columns: minmax(0, 1fr); gap: 8px; }
  .insights { grid-template-columns: minmax(0, 1fr); }
  .quotes { grid-template-columns: minmax(0, 1fr); gap: 32px; }
  .quote { border-left: 0; padding: 0; }
  .footer-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .footer-grid > :first-child { grid-column: 1 / -1; }
  .section { padding: 72px 0; }
  .prose-wrap { grid-template-columns: minmax(0, 1fr); gap: 24px; padding: 40px 0 64px; }
  .toc { display: none; }
  .cta-band { flex-direction: column; align-items: flex-start; padding: 40px 32px; }
}
@media (max-width: 719px) {
  .container { padding: 0 16px; }
  .site-header .container { height: 64px; gap: 4px; padding: 0 16px; }
  .site-header .brand { margin-right: 0; }
  .header-signin, .tool-locations { display: none; }
  .header-tools { margin-left: auto; }
  .content-row .figure, .feature-split .figure { aspect-ratio: 16 / 10; }
  .section { padding: 56px 0; }
  .section-head { margin-bottom: 32px; }
  .footer-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 28px; }
  .content-row { padding: 44px 0; gap: 24px; }
  .content-row h2 { font-size: 26px; }
  .calc-card { padding: 20px; }
  .cta-band { padding: 32px 22px; }
}

/* --------------------------------------------- detail blocks: facts, steps, tiles */
.cap-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 16px; }
.cap-tile { display: block; padding: 24px; border: 1px solid var(--line); border-radius: var(--r-card); background: var(--surface); color: inherit; }
.cap-tile:hover { border-color: var(--ink-3); text-decoration: none; }
.cap-tile .ico-box { margin-bottom: 16px; }
.cap-tile h3 { margin-bottom: 6px; font-size: 17px; }
.cap-tile p { font-size: 14.5px; line-height: 1.55; color: var(--ink-2); }
@media (max-width: 1099px) { .cap-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 719px) { .cap-grid { grid-template-columns: minmax(0, 1fr); } }

/* ============================================================================
   Home page (hp-). Structure: notice bar, photo hero with a floating card, product tiles that overlap it, current rates,
   pastel promotional cards, a numbered digital banking slider, underlined product tabs, then the detail sections.
   Colours follow the brand tokens; the pastel card colours are fixed light tints with fixed dark text so they read the same
   in every theme.
   ========================================================================== */
.home, body.site { --hp-blue: #E4F1F9; --hp-peach: #FBE5D8; --hp-green: #E7F0DB; --hp-yellow: #FDEDBF; --hp-grey: #F0F1F4; --hp-ink: #101828; --hp-ink-2: #344054; }
.hp-label { font-size: 13.5px; font-weight: 650; letter-spacing: .07em; text-transform: uppercase; color: var(--ink-2); }
.hp-lead { margin-top: 18px; max-width: 46ch; font-size: 18px; line-height: 1.6; color: var(--ink-2); }
.hp-cta { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }
.hp-btn-outline { --btn-bg: var(--surface); --btn-fg: var(--primary-text); --btn-bd: var(--primary-text); border-width: 1.5px; font-weight: 650; }
.hp-btn-outline:hover { background: var(--primary-soft); }
.hp-btn-blue, .hp-btn-light { display: inline-flex; align-items: center; justify-content: center; margin-top: 24px; padding: 12px 24px; border-radius: 10px; font-size: 16px; font-weight: 650; line-height: 1.2; transition: background .15s var(--ease), color .15s var(--ease); }
.hp-btn-blue { color: var(--primary); background: #fff; border: 2px solid var(--primary); }
.hp-btn-blue:hover { color: var(--on-primary); background: var(--primary); text-decoration: none; }
.hp-btn-light { color: var(--primary); background: #fff; border: 2px solid #fff; }
.hp-btn-light:hover { background: #E9F0F8; text-decoration: none; }
.hp-center { max-width: 760px; margin: 0 auto 44px; text-align: center; }
.hp-center h2 { font-family: var(--font-serif); font-weight: 500; font-size: clamp(30px, 3.6vw, 46px); line-height: 1.1; letter-spacing: -0.028em; text-wrap: balance; }
.hp-center p { margin-top: 14px; font-size: 18px; color: var(--ink-2); }
.hp-center-btn { margin-top: 36px; text-align: center; }

/* notice bar */
.hp-notice { color: #0F2A43; background: color-mix(in srgb, var(--secondary) 18%, #fff); border-bottom: 1px solid color-mix(in srgb, var(--secondary) 24%, #fff); }
.hp-notice .container { display: flex; align-items: center; gap: 14px; min-height: 62px; padding-top: 10px; padding-bottom: 10px; }
.hp-notice-ico { flex: none; display: grid; place-items: center; width: 34px; height: 34px; border: 1.5px solid #0F2A43; border-radius: 50%; }
.hp-notice-ico .icon { width: 18px; height: 18px; }
.hp-notice p { flex: 1; font-size: 15.5px; line-height: 1.45; }
.hp-notice a { color: inherit; font-weight: 650; text-decoration: underline; text-underline-offset: 3px; }
.hp-notice-x { flex: none; display: grid; place-items: center; width: 38px; height: 38px; color: inherit; background: none; border: 0; border-radius: 50%; cursor: pointer; }
.hp-notice-x:hover { background: rgba(15, 42, 67, .1); }
.hp-notice-x .icon { width: 22px; height: 22px; }

/* hero */
.hp-hero { position: relative; isolation: isolate; overflow: hidden; padding: 72px 0 168px; background: linear-gradient(100deg, color-mix(in srgb, var(--secondary) 13%, var(--surface)) 0%, var(--surface) 64%); }
.hp-hero-media { position: absolute; top: 0; right: 0; bottom: 0; z-index: -1; width: 66%; -webkit-mask-image: linear-gradient(90deg, transparent 0, #000 30%); mask-image: linear-gradient(90deg, transparent 0, #000 30%); }
.hp-hero-media picture, .hp-hero-media img { display: block; width: 100%; height: 100%; object-fit: cover; object-position: 60% 38%; }
.hp-hero-card { max-width: 620px; padding: 44px 48px 46px; background: var(--surface); border: 1px solid color-mix(in srgb, var(--line) 70%, transparent); border-radius: 20px; box-shadow: 0 36px 72px -36px rgba(16, 24, 40, .55); }
.hp-hero-card h1 { margin-top: 14px; font-family: var(--font-serif); font-weight: 500; font-size: clamp(38px, 4.4vw, 58px); line-height: 1.05; letter-spacing: -0.03em; color: var(--ink); text-wrap: balance; }

/* product tiles overlapping the hero */
.hp-quick-wrap { position: relative; z-index: 2; margin-top: -96px; }
.hp-quick { display: grid; grid-template-columns: repeat(8, minmax(0, 1fr)); overflow: hidden; background: var(--surface); border: 1px solid var(--line); border-radius: 20px; box-shadow: 0 28px 64px -30px rgba(16, 24, 40, .5); }
.hp-quick a { display: flex; flex-direction: column; align-items: center; gap: 14px; padding: 28px 8px 24px; font-size: 15px; font-weight: 650; line-height: 1.25; text-align: center; color: var(--primary-text); border-left: 1px solid var(--line); transition: background .15s var(--ease); }
.hp-quick a:first-child { border-left: 0; }
.hp-quick a:hover { background: var(--primary-soft); text-decoration: none; }
.hp-qico { display: grid; place-items: center; width: 56px; height: 56px; border-radius: 50%; background: color-mix(in srgb, var(--secondary) 13%, var(--surface)); color: var(--primary-text); }
.hp-qico .icon { width: 28px; height: 28px; }

/* current rates */
.hp-todays { padding: 88px 0 12px; }
.hp-todays .container { display: grid; grid-template-columns: minmax(0, .8fr) minmax(0, 2.2fr); gap: 48px; align-items: center; }
.hp-todays h2 { font-family: var(--font-serif); font-weight: 500; font-size: clamp(30px, 3.2vw, 42px); line-height: 1.1; letter-spacing: -0.028em; }
.hp-todays-copy p { margin-top: 14px; font-size: 17px; color: var(--ink-2); max-width: 40ch; }
.hp-rate-list { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); }
.hp-rate { display: flex; flex-direction: column; align-items: center; gap: 8px; padding: 6px 8px; color: inherit; text-align: center; border-left: 1px solid var(--line-strong); }
.hp-rate:first-child { border-left: 0; }
.hp-rate:hover { text-decoration: none; }
.hp-rate:hover .k { text-decoration: underline; }
.hp-rate .k { font-size: 15.5px; font-weight: 650; color: var(--link); white-space: nowrap; }
.hp-rate .v { display: inline-flex; align-items: baseline; gap: 3px; font-size: 40px; font-weight: 650; line-height: 1.05; letter-spacing: -0.03em; color: var(--ink); font-variant-numeric: tabular-nums; }
.hp-rate .v small { font-size: 18px; font-weight: 650; letter-spacing: 0; }
.hp-rate .v .u { margin-left: 3px; font-size: 12px; font-weight: 650; letter-spacing: .04em; text-transform: uppercase; color: var(--ink-2); }
.hp-rate .n { font-size: 14px; line-height: 1.4; color: var(--ink-2); }

/* pastel promotional cards */
.hp-better { padding: 72px 0 88px; }
.hp-promos { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px; }
.hp-promos.three { grid-template-columns: repeat(3, minmax(0, 1fr)); margin-top: 20px; }
.hp-promo { position: relative; display: flex; flex-direction: column; align-items: flex-start; overflow: hidden; min-height: 410px; padding: 34px 32px 32px; color: var(--hp-ink); border-radius: 22px; }
.hp-promo.big { min-height: 440px; }
.hp-promo.blue { background: var(--hp-blue); } .hp-promo.peach { background: var(--hp-peach); } .hp-promo.green { background: var(--hp-green); } .hp-promo.yellow { background: var(--hp-yellow); } .hp-promo.grey { background: var(--hp-grey); }
.hp-promo .hp-label { margin-bottom: 12px; color: var(--hp-ink-2); }
.hp-promo h3 { max-width: 22ch; font-size: 26px; font-weight: 650; line-height: 1.2; letter-spacing: -0.02em; color: var(--hp-ink); text-wrap: balance; }
.hp-promo p:not(.hp-label) { max-width: 36ch; margin-top: 12px; font-size: 17px; line-height: 1.55; color: var(--hp-ink-2); }
.hp-promo > a { position: relative; z-index: 1; }
.hp-promo.big h3 { font-size: 30px; }
.hp-art { position: absolute; pointer-events: none; }
.art-cards { right: 22px; bottom: -14px; width: 300px; height: 210px; }
.art-cards i { position: absolute; width: 232px; height: 146px; border-radius: 16px; box-shadow: 0 26px 42px -18px rgba(11, 46, 79, .6); }
.art-cards .c1 { right: 0; bottom: 28px; transform: rotate(-8deg); color: #fff; background: linear-gradient(135deg, var(--primary), color-mix(in srgb, var(--secondary) 70%, var(--primary))); }
.art-cards .c2 { right: 70px; bottom: 62px; transform: rotate(6deg); background: linear-gradient(135deg, #86ADD3, #BBD5EB); }
.art-cards b { position: absolute; left: 16px; top: 18px; width: 34px; height: 25px; border-radius: 6px; background: linear-gradient(135deg, #EBCB84, #B98A3A); }
.art-cards em { position: absolute; left: 16px; bottom: 14px; font-style: normal; font-size: 15px; letter-spacing: .1em; }
.art-photo { right: 0; bottom: 0; width: 262px; height: 196px; overflow: hidden; border-radius: 26px 0 0 0; }
.art-photo picture, .art-photo img { display: block; width: 100%; height: 100%; object-fit: cover; }
.art-house { right: 24px; bottom: 22px; }
.art-house span { display: grid; place-items: center; width: 116px; height: 116px; color: #3F5B1E; border-radius: 50%; background: radial-gradient(circle at 35% 30%, #fff, #D2E2BE); box-shadow: inset 0 0 0 10px rgba(255, 255, 255, .55), 0 22px 36px -20px rgba(16, 24, 40, .5); }
.art-house .icon { width: 54px; height: 54px; }
.art-gauge { right: 24px; bottom: 22px; width: 210px; height: 118px; }
.art-gauge i { position: absolute; inset: 0; border-radius: 210px 210px 0 0; background: conic-gradient(from 270deg at 50% 100%, #E5484D 0deg, #F5A524 55deg, #EBCB3F 90deg, #86C97A 130deg, #1F9D55 180deg); -webkit-mask: radial-gradient(circle at 50% 100%, transparent 60%, #000 61%); mask: radial-gradient(circle at 50% 100%, transparent 60%, #000 61%); }
.art-gauge b { position: absolute; left: 68%; top: 6px; width: 16px; height: 16px; background: var(--hp-ink); border: 3px solid #fff; border-radius: 50%; box-shadow: 0 4px 10px -2px rgba(16, 24, 40, .5); }
.art-gauge strong { position: absolute; left: 0; right: 0; bottom: 8px; text-align: center; font-size: 30px; font-weight: 650; color: var(--hp-ink); }
.art-gauge small { position: absolute; left: 0; right: 0; bottom: -18px; text-align: center; font-size: 12.5px; color: var(--hp-ink-2); }
.art-phone { right: 22px; bottom: 0; display: grid; place-items: center; align-content: center; gap: 8px; width: 116px; height: 156px; background: #fff; border: 6px solid #0B1220; border-bottom: 0; border-radius: 26px 26px 0 0; box-shadow: 0 26px 44px -22px rgba(16, 24, 40, .6); }
.art-phone i { position: absolute; top: 8px; width: 34px; height: 5px; border-radius: 3px; background: #0B1220; }
.art-phone span { display: grid; place-items: center; width: 44px; height: 44px; color: #0B6B45; background: #E6F4EC; border-radius: 50%; }
.art-phone .icon { width: 26px; height: 26px; }
.art-phone small { font-size: 11.5px; font-weight: 650; color: var(--hp-ink); }

/* digital banking slider */
.hp-story { padding: 0 0 92px; }
.hp-story-card { padding: 34px 34px 26px; background: var(--surface); border: 1px solid var(--line); border-radius: 28px; box-shadow: 0 32px 74px -46px rgba(16, 24, 40, .55); }
.hp-story-head { display: flex; align-items: center; justify-content: space-between; gap: 16px; }
.hp-story-head h2 { font-family: var(--font-serif); font-weight: 500; font-size: clamp(28px, 3.4vw, 42px); line-height: 1.1; letter-spacing: -0.028em; }
.hp-story-sub { max-width: 62ch; margin: 8px 0 24px; font-size: 17px; color: var(--ink-2); }
.hp-arrows { display: flex; gap: 12px; flex: none; }
.hp-arrow { display: grid; place-items: center; width: 54px; height: 54px; color: var(--primary-text); background: var(--primary-soft); border: 0; border-radius: 50%; cursor: pointer; transition: background .15s var(--ease), color .15s var(--ease); }
.hp-arrow:hover { color: var(--on-primary); background: var(--primary); }
.hp-arrow .icon { width: 24px; height: 24px; }
.hp-slide { display: grid; grid-template-columns: 210px minmax(0, 1fr) 330px; gap: 34px; align-items: center; min-height: 380px; padding: 40px 44px; color: #fff; border-radius: 22px; background: linear-gradient(120deg, color-mix(in srgb, var(--primary) 70%, #000), var(--primary) 55%, color-mix(in srgb, var(--secondary) 78%, var(--primary))); }
.hp-slide[hidden] { display: none; }
.hp-slide-num { font-size: clamp(64px, 8vw, 118px); font-weight: 650; line-height: 1; letter-spacing: -0.04em; color: #9CC6EE; font-variant-numeric: tabular-nums; }
.hp-slide-copy { position: relative; padding-top: 24px; }
.hp-slide-copy::before { content: ""; position: absolute; top: 0; left: 0; width: 100px; height: 4px; background: #fff; }
.hp-slide-copy h3 { font-size: clamp(26px, 2.6vw, 34px); font-weight: 650; line-height: 1.15; letter-spacing: -0.02em; color: #fff; }
.hp-slide-copy p { max-width: 46ch; margin-top: 14px; font-size: 18px; line-height: 1.55; color: rgba(255, 255, 255, .86); }
.hp-slide-img { overflow: hidden; aspect-ratio: 4 / 4.3; border-radius: 16px; box-shadow: 0 24px 50px -24px rgba(0, 0, 0, .7); }
.hp-slide-img picture, .hp-slide-img img { display: block; width: 100%; height: 100%; object-fit: cover; }
.hp-timeline { margin-top: 24px; }
.hp-bar { height: 4px; overflow: hidden; background: var(--line); border-radius: 2px; }
.hp-bar i { display: block; height: 100%; border-radius: 2px; background: linear-gradient(90deg, var(--primary), var(--secondary)); transition: width .35s var(--ease); }
.hp-timeline ol { display: grid; grid-auto-flow: column; grid-auto-columns: minmax(84px, 1fr); margin: 12px 0 0; padding: 0; overflow-x: auto; list-style: none; scrollbar-width: none; }
.hp-timeline ol::-webkit-scrollbar { display: none; }
.hp-timeline button { display: grid; gap: 4px; width: 100%; padding: 8px 4px; font-size: 16px; text-align: center; color: var(--ink-2); background: none; border: 0; cursor: pointer; }
.hp-timeline button:hover { color: var(--ink); }
.hp-timeline button b { font-weight: 500; }
.hp-timeline button[aria-current="true"] { color: var(--ink); font-weight: 700; }
.hp-timeline button[aria-current="true"] b { font-weight: 700; }

/* product tabs */
.hp-why { padding: 8px 0 96px; }
.hp-tabs { display: flex; margin-bottom: 40px; overflow-x: auto; border-bottom: 1px solid var(--line-strong); scrollbar-width: none; }
.hp-tabs::-webkit-scrollbar { display: none; }
.hp-tabs .tab { flex: 1 1 0; min-width: max-content; padding: 18px 22px; font-size: 18px; font-weight: 650; text-align: center; color: var(--link); background: none; border: 0; border-radius: 0; }
.hp-tabs .tab:hover { color: var(--ink); background: var(--primary-soft); }
.hp-tabs .tab[aria-selected="true"] { color: var(--ink); }
.hp-tabs .tab[aria-selected="true"]::after { left: 0; right: 0; bottom: -1px; height: 4px; border-radius: 0; background: var(--ink); }
.hp-panel { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 60px; align-items: center; }
.hp-panel-figure { position: relative; overflow: hidden; aspect-ratio: 4 / 3.4; border-radius: 24px; background: var(--primary-soft); }
.hp-panel-figure picture, .hp-panel-figure img { position: absolute; inset: 0; display: block; width: 100%; height: 100%; object-fit: cover; }
.hp-panel-copy { display: flex; flex-direction: column; align-items: flex-start; }
.hp-panel-copy h3 { font-size: 30px; font-weight: 650; line-height: 1.15; letter-spacing: -0.022em; }
.hp-panel-copy p { margin-top: 12px; font-size: 17px; color: var(--ink-2); }
.hp-panel-copy .tick-list { margin: 20px 0 4px; }
.hp-panel-copy .tick-list .icon { width: 22px; height: 22px; color: var(--primary-text); }
.hp-panel-copy .hp-btn-blue { margin-top: 24px; }

/* steps in pastel cards */
.hp-steps { grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 20px; }
.hp-steps li { padding: 30px 26px 28px; color: var(--hp-ink); background: var(--hp-blue); border: 0; border-radius: 22px; }
.hp-steps li:nth-child(2) { background: var(--hp-peach); }
.hp-steps li:nth-child(3) { background: var(--hp-green); }
.hp-steps li:nth-child(4) { background: var(--hp-yellow); }
.hp-steps .n { width: 44px; height: 44px; margin-bottom: 18px; font-size: 17px; font-weight: 700; color: var(--primary); background: #fff; box-shadow: 0 8px 18px -10px rgba(16, 24, 40, .5); }
.hp-steps h3 { color: var(--hp-ink); }
.hp-steps p { color: var(--hp-ink-2); }

/* tools, security, rates table, quotes, closing band */
.hp-tools .cap-tile { padding: 28px 24px; border-radius: 20px; transition: transform .2s var(--ease), box-shadow .2s var(--ease), border-color .2s var(--ease); }
.hp-tools .cap-tile:hover { transform: translateY(-3px); border-color: color-mix(in srgb, var(--primary) 30%, var(--line)); box-shadow: 0 24px 46px -30px rgba(16, 24, 40, .5); }
.hp-tools .ico-box { width: 56px; height: 56px; color: var(--primary-text); background: color-mix(in srgb, var(--secondary) 13%, var(--surface)); border-radius: 50%; }
.hp-tools .ico-box .icon { width: 28px; height: 28px; }
.hp-secure { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px; margin-top: 24px; }
.hp-secure li { display: flex; align-items: center; gap: 10px; padding: 12px 14px; font-size: 14.5px; font-weight: 600; background: var(--surface); border: 1px solid var(--line); border-radius: 12px; }
.hp-secure .icon { width: 20px; height: 20px; flex: none; color: var(--primary-text); }
.insight-list .link-arrow { display: inline-flex; padding: 0; border: 0; }
.hp-rates-sec .tblcard { border-radius: 20px; box-shadow: 0 24px 54px -40px rgba(16, 24, 40, .5); }
.hp-quotes { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; }
.hp-quote { position: relative; display: flex; flex-direction: column; justify-content: space-between; gap: 24px; margin: 0; padding: 34px 28px 26px; background: var(--surface); border: 1px solid var(--line); border-radius: 22px; box-shadow: 0 16px 38px -28px rgba(16, 24, 40, .45); }
.hp-qmark { position: absolute; top: 8px; right: 22px; font-family: var(--font-serif); font-size: 100px; line-height: 1; color: color-mix(in srgb, var(--primary) 12%, transparent); }
.hp-quote blockquote { position: relative; font-family: var(--font-serif); font-size: 20px; line-height: 1.45; letter-spacing: -0.01em; color: var(--ink); }
.hp-quote figcaption { display: flex; align-items: center; gap: 12px; }
.hp-avatar { display: grid; place-items: center; flex: none; width: 40px; height: 40px; color: var(--on-primary); background: var(--primary); border-radius: 50%; font-size: 14px; font-weight: 650; }
.hp-quote cite { font-style: normal; font-size: 14px; color: var(--ink-2); }
.hp-quote cite strong { display: block; color: var(--ink); font-weight: 600; }
.hp-final { padding: 0 0 96px; }
.hp-final-band { position: relative; isolation: isolate; overflow: hidden; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 32px; padding: 64px; color: var(--on-primary); border-radius: 28px; background: linear-gradient(135deg, color-mix(in srgb, var(--primary) 80%, #000), var(--primary) 58%, color-mix(in srgb, var(--secondary) 58%, var(--primary))); }
.hp-final-bg { position: absolute; inset: 0; z-index: -1; pointer-events: none; background: radial-gradient(50% 70% at 92% 10%, color-mix(in srgb, var(--secondary) 50%, transparent), transparent 72%), radial-gradient(40% 60% at 0% 100%, color-mix(in srgb, var(--accent) 26%, transparent), transparent 72%); }
.hp-final-band h2 { max-width: 18ch; font-family: var(--font-serif); font-weight: 500; font-size: clamp(30px, 3.4vw, 44px); line-height: 1.1; letter-spacing: -0.028em; color: var(--on-primary); }
.hp-final-band p { max-width: 46ch; margin-top: 12px; font-size: 17px; color: color-mix(in srgb, var(--on-primary) 78%, transparent); }
.hp-final .hp-cta { margin-top: 0; }
.hp-btn-white { --btn-bg: #fff; --btn-fg: var(--primary); --btn-bd: #fff; font-weight: 650; }
.hp-btn-white:hover { background: #E9F0F8; }
.hp-btn-ghost { --btn-bg: transparent; --btn-fg: var(--on-primary); --btn-bd: color-mix(in srgb, var(--on-primary) 45%, transparent); font-weight: 650; }
.hp-btn-ghost:hover { background: color-mix(in srgb, var(--on-primary) 12%, transparent); }

@media (max-width: 1099px) {
  .hp-hero { padding: 0 0 132px; }
  .hp-hero-media { position: relative; z-index: 0; width: 100%; height: 280px; -webkit-mask-image: none; mask-image: none; }
  .hp-hero .container { position: relative; z-index: 1; }
  .hp-hero-card { max-width: none; margin-top: -64px; padding: 34px 30px 36px; }
  .hp-quick { grid-template-columns: repeat(4, minmax(0, 1fr)); }
  .hp-quick a:nth-child(5) { border-left: 0; }
  .hp-quick a:nth-child(n+5) { border-top: 1px solid var(--line); }
  .hp-todays .container { grid-template-columns: minmax(0, 1fr); gap: 32px; }
  .hp-todays-copy p { max-width: none; }
  .hp-promos, .hp-promos.three { grid-template-columns: minmax(0, 1fr); }
  .hp-promo, .hp-promo.big { min-height: 380px; }
  .hp-rate .k { white-space: normal; }
  .hp-slide { grid-template-columns: minmax(0, 1fr) 260px; min-height: 0; padding: 32px 30px; }
  .hp-slide-num { grid-column: 1 / -1; font-size: 64px; }
  .hp-panel { grid-template-columns: minmax(0, 1fr); gap: 28px; }
  .hp-steps { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .hp-quotes { grid-template-columns: minmax(0, 1fr); }
  .hp-final-band { padding: 48px 36px; }
}
@media (max-width: 719px) {
  .hp-notice .container { align-items: flex-start; }
  .hp-notice p { font-size: 14.5px; }
  .hp-hero-media { height: 210px; }
  .hp-hero-card { margin-top: -48px; padding: 26px 22px 28px; border-radius: 18px; }
  .hp-hero-card h1 { font-size: clamp(34px, 9.6vw, 44px); }
  .hp-lead { font-size: 17px; }
  .hp-cta .btn { flex: 1 1 100%; justify-content: center; }
  .hp-quick { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .hp-quick a { padding: 20px 8px 18px; border-left: 0; border-top: 1px solid var(--line); }
  .hp-quick a:nth-child(even) { border-left: 1px solid var(--line); }
  .hp-quick a:nth-child(-n+2) { border-top: 0; }
  .hp-quick a:nth-child(5) { border-left: 0; }
  .hp-quick a:nth-child(n+5) { border-top: 1px solid var(--line); }
  .hp-todays { padding-top: 64px; }
  .hp-rate-list { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 24px 0; }
  .hp-rate:nth-child(3) { border-left: 0; }
  .hp-rate .v { font-size: 38px; }
  .hp-better { padding: 56px 0 64px; }
  .hp-promo, .hp-promo.big { min-height: 0; padding: 26px 22px 214px; }
  .hp-promo.green, .hp-promo.yellow, .hp-promo.grey { padding-bottom: 172px; }
  .hp-promo.peach .hp-art, .hp-promo .hp-art { right: 16px; }
  .hp-promo h3, .hp-promo.big h3 { font-size: 24px; }
  .art-photo { width: 62%; }
  .hp-story-card { padding: 22px 16px 18px; border-radius: 22px; }
  .hp-story-head { align-items: flex-start; }
  .hp-arrow { width: 44px; height: 44px; }
  .hp-slide { grid-template-columns: minmax(0, 1fr); gap: 18px; padding: 26px 22px; }
  .hp-slide-num { font-size: 52px; }
  .hp-slide-img { aspect-ratio: 16 / 10; }
  .hp-tabs .tab { padding: 14px 16px; font-size: 16px; flex: none; }
  .hp-panel-copy h3 { font-size: 26px; }
  .hp-steps { grid-template-columns: minmax(0, 1fr); }
  .hp-secure { grid-template-columns: minmax(0, 1fr); }
  .hp-final { padding-bottom: 64px; }
  .hp-final-band { padding: 36px 24px; border-radius: 22px; }
}
@media (max-width: 359px) {
  .site-header .container { padding: 0 10px; }
  .site-header .brand-word { font-size: 15px; }
  .site-header .brand-mark { width: 28px; height: 28px; }
}

/* ============================================================================
   Inner public pages (ph-): breadcrumb strip, photo hero with a floating card, pastel feature, fact and step cards, rounded
   news and job cards, and the dark footer. Same language as the home page.
   ========================================================================== */
.ph-crumbs { font-size: 14px; background: var(--surface); border-bottom: 1px solid var(--line); }
.ph-crumbs .container { display: flex; flex-wrap: wrap; align-items: center; gap: 8px; min-height: 46px; color: var(--ink-2); }
.ph-crumbs a { color: var(--link); }
.ph-crumbs a:hover { text-decoration: underline; }
.ph-crumbs .sep { color: var(--ink-3); }
.ph-hero { position: relative; isolation: isolate; display: flex; align-items: center; min-height: 400px; padding: 56px 0 64px; overflow: hidden; background: linear-gradient(100deg, color-mix(in srgb, var(--secondary) 13%, var(--surface)) 0%, var(--surface) 64%); }
.ph-hero .container { position: relative; z-index: 1; }
.ph-hero-media { position: absolute; top: 0; right: 0; bottom: 0; z-index: -1; width: 66%; -webkit-mask-image: linear-gradient(90deg, transparent 0, #000 30%); mask-image: linear-gradient(90deg, transparent 0, #000 30%); }
.ph-hero-media picture, .ph-hero-media img { display: block; width: 100%; height: 100%; object-fit: cover; }
.ph-hero.plain { min-height: 0; padding: 48px 0 56px; background: linear-gradient(120deg, color-mix(in srgb, var(--secondary) 15%, var(--surface)) 0%, color-mix(in srgb, var(--secondary) 6%, var(--surface)) 55%, var(--surface) 100%); }
.ph-hero.plain::after { content: ""; position: absolute; top: -140px; right: -90px; z-index: -1; width: 460px; height: 460px; border-radius: 50%; background: radial-gradient(circle at 35% 35%, color-mix(in srgb, var(--secondary) 20%, transparent), transparent 70%); pointer-events: none; }
.ph-card { max-width: 620px; padding: 38px 42px 40px; background: var(--surface); border: 1px solid color-mix(in srgb, var(--line) 70%, transparent); border-radius: 20px; box-shadow: 0 30px 64px -36px rgba(16, 24, 40, .5); }
.ph-hero.plain .ph-card { max-width: 740px; }
.ph-card h1 { margin-top: 12px; font-family: var(--font-serif); font-weight: 500; font-size: clamp(32px, 3.6vw, 46px); line-height: 1.08; letter-spacing: -0.028em; color: var(--ink); text-wrap: balance; }
.ph-card > h1:first-child { margin-top: 0; }
.ph-card .hp-lead { margin-top: 14px; font-size: 17px; }
.ph-card .meta { margin-bottom: 6px; }
.ph-card .hp-cta { margin-top: 24px; }
.ph-card .loc-type { margin-bottom: 4px; }
.ph-card .loc-open { margin-top: 12px; font-size: 15px; }
.ph-card .loc-actions-lg { margin-top: 20px; }

/* feature cells, facts and steps as pastel cards */
.ph-features { padding: 56px 0 8px; }
.feature-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 20px; }
.feature-grid.n3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.feature-grid.n2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.feature-cell { padding: 30px 26px 28px; color: var(--hp-ink); background: var(--hp-blue); border-radius: 22px; }
.feature-cell:nth-child(4n+2) { background: var(--hp-peach); }
.feature-cell:nth-child(4n+3) { background: var(--hp-green); }
.feature-cell:nth-child(4n+4) { background: var(--hp-yellow); }
.feature-cell .ico-box { width: 52px; height: 52px; margin-bottom: 18px; color: var(--primary); background: #fff; border-radius: 50%; box-shadow: 0 8px 18px -10px rgba(16, 24, 40, .5); }
.feature-cell h3 { margin-bottom: 6px; font-size: 19px; font-weight: 650; color: var(--hp-ink); }
.feature-cell p { font-size: 15.5px; line-height: 1.55; color: var(--hp-ink-2); }
.ph-facts { padding: 64px 0 8px; }
.facts { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; margin: 0; }
.facts > div { padding: 22px 24px 24px; color: var(--hp-ink); background: var(--hp-blue); border-radius: 18px; }
.facts > div:nth-child(4n+2) { background: var(--hp-peach); }
.facts > div:nth-child(4n+3) { background: var(--hp-green); }
.facts > div:nth-child(4n+4) { background: var(--hp-yellow); }
.facts dt { margin-bottom: 6px; font-size: 12.5px; font-weight: 650; letter-spacing: .06em; text-transform: uppercase; color: var(--hp-ink-2); }
.facts dd { margin: 0; font-size: 18px; font-weight: 650; line-height: 1.35; color: var(--hp-ink); }
.facts dd a { color: var(--primary); text-decoration: underline; text-decoration-thickness: 1px; text-underline-offset: 3px; }
.ph-steps { padding: 72px 0 24px; }
.steps-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 20px; margin: 0; padding: 0; list-style: none; }
.steps-grid li { padding: 30px 26px 28px; color: var(--hp-ink); background: var(--hp-blue); border: 0; border-radius: 22px; }
.steps-grid li:nth-child(4n+2) { background: var(--hp-peach); }
.steps-grid li:nth-child(4n+3) { background: var(--hp-green); }
.steps-grid li:nth-child(4n+4) { background: var(--hp-yellow); }
.steps-grid .n { display: inline-flex; align-items: center; justify-content: center; width: 44px; height: 44px; margin-bottom: 18px; font-size: 17px; font-weight: 700; color: var(--primary); background: #fff; border-radius: 50%; box-shadow: 0 8px 18px -10px rgba(16, 24, 40, .5); }
.steps-grid h3 { margin-bottom: 6px; font-size: 18px; color: var(--hp-ink); }
.steps-grid p { font-size: 15px; line-height: 1.55; color: var(--hp-ink-2); }

/* content rows, related tiles, questions */
.ph-rows { padding: 24px 0 24px; }
.content-row { gap: 64px; padding: 52px 0; border-bottom: 0; }
.content-row .figure { border-radius: 24px; aspect-ratio: 4 / 3.3; }
.content-row.no-img { align-items: center; padding: 40px 44px; margin: 8px 0; color: var(--hp-ink); background: var(--hp-blue); border-radius: 24px; }
.content-row.no-img:nth-child(4n+2) { background: var(--hp-peach); }
.content-row.no-img:nth-child(4n+3) { background: var(--hp-green); }
.content-row.no-img:nth-child(4n+4) { background: var(--hp-yellow); }
.content-row.no-img h2, .content-row.no-img p, .content-row.no-img .tick-list li { color: var(--hp-ink); }
.content-row.no-img p { color: var(--hp-ink-2); }
.content-row.no-img .tick-list .icon { color: var(--primary); }
.ph-related { padding: 64px 0 72px; }
.related { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 16px; }
.related a { display: flex; align-items: center; justify-content: space-between; gap: 12px; padding: 22px 24px; font-weight: 650; color: var(--hp-ink); background: var(--hp-blue); border: 0; border-radius: 16px; transition: transform .18s var(--ease), box-shadow .18s var(--ease); }
.related a:nth-child(4n+2) { background: var(--hp-peach); }
.related a:nth-child(4n+3) { background: var(--hp-green); }
.related a:nth-child(4n+4) { background: var(--hp-yellow); }
.related a:hover { text-decoration: none; transform: translateY(-3px); box-shadow: 0 20px 36px -26px rgba(16, 24, 40, .55); }
.related a .icon { flex: none; color: var(--primary); }
.faq-split .accordion { display: grid; gap: 10px; border-top: 0; }
.faq-split .accordion details { padding: 0 22px; background: var(--surface); border: 1px solid var(--line); border-radius: 16px; transition: border-color .15s var(--ease); }
.faq-split .accordion details[open] { border-color: color-mix(in srgb, var(--primary) 34%, var(--line)); }
.faq-split .accordion summary { padding: 18px 0; font-size: 16px; }
.faq-split .accordion .acc-body { padding: 0 0 20px; }
.hp-final-inner { padding-bottom: 88px; }

/* tables, jobs, news, contact, legal, site map */
.group-title { padding: 40px 0 14px; font-family: var(--font-sans, inherit); font-size: 22px; font-weight: 650; letter-spacing: -0.02em; }
.tblcard { border-radius: 20px; box-shadow: 0 24px 54px -42px rgba(16, 24, 40, .5); }
.ph-jobs { display: grid; gap: 14px; }
.job { display: grid; grid-template-columns: minmax(0, 1fr) auto; align-items: center; gap: 24px; padding: 24px 28px; background: var(--surface); border: 1px solid var(--line); border-radius: 20px; transition: box-shadow .18s var(--ease), transform .18s var(--ease); }
.job:hover { transform: translateY(-2px); box-shadow: 0 22px 40px -30px rgba(16, 24, 40, .5); }
.job h3 { font-size: 19px; }
.job p { margin-top: 4px; font-size: 15px; color: var(--ink-2); }
.news-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; }
.news-card { display: flex; flex-direction: column; overflow: hidden; color: inherit; background: var(--surface); border: 1px solid var(--line); border-radius: 22px; transition: transform .2s var(--ease), box-shadow .2s var(--ease); }
.news-card:hover { text-decoration: none; transform: translateY(-3px); box-shadow: 0 26px 48px -32px rgba(16, 24, 40, .5); }
.news-card .figure { aspect-ratio: 16 / 10; border: 0; border-radius: 0; }
.news-card .meta { margin: 0; padding: 18px 22px 0; }
.news-card h3 { padding: 8px 22px 0; font-size: 19px; line-height: 1.3; }
.news-card:hover h3 { color: var(--link); }
.news-card p { padding: 8px 22px 24px; font-size: 14.5px; color: var(--ink-2); }
.contact-layout .card { padding: 32px; border-radius: 22px; }
.contact-side { padding: 32px 30px; color: var(--hp-ink); background: var(--hp-blue); border-radius: 22px; }
.contact-side dt { margin-bottom: 4px; font-size: 12.5px; font-weight: 650; letter-spacing: .06em; text-transform: uppercase; color: var(--hp-ink-2); }
.contact-side dd { margin: 0; font-weight: 600; color: var(--hp-ink); }
.contact-side .alert { color: var(--hp-ink); background: #fff; border-color: transparent; }
.toc { padding: 20px 22px; background: var(--surface-2); border: 1px solid var(--line); border-radius: 18px; }
.ph-sitemap > div { padding: 26px 28px; color: var(--hp-ink); background: var(--hp-blue); border-radius: 20px; }
.ph-sitemap > div:nth-child(4n+2) { background: var(--hp-peach); }
.ph-sitemap > div:nth-child(4n+3) { background: var(--hp-green); }
.ph-sitemap > div:nth-child(4n+4) { background: var(--hp-yellow); }
.ph-sitemap a { color: var(--hp-ink); font-weight: 550; }
.ph-sitemap a:hover { text-decoration: underline; }

/* footer */
.site-footer { padding: 76px 0 32px; color: color-mix(in srgb, var(--on-primary) 80%, transparent); background: linear-gradient(180deg, color-mix(in srgb, var(--primary) 84%, #000), color-mix(in srgb, var(--primary) 64%, #000)); border-top: 0; }
.site-footer .footer-grid > div:first-child .brand { display: inline-flex; padding: 10px 14px; background: #fff; border-radius: 12px; }
.site-footer .footer-grid h4 { color: color-mix(in srgb, var(--on-primary) 62%, transparent); }
.site-footer .footer-grid li a { color: color-mix(in srgb, var(--on-primary) 84%, transparent); }
.site-footer .footer-grid li a:hover { color: var(--on-primary); text-decoration: underline; }
.site-footer .footer-about, .site-footer .footer-contact { color: color-mix(in srgb, var(--on-primary) 78%, transparent); }
.site-footer .footer-contact a { color: var(--on-primary); }
.site-footer .socials a { background: transparent; color: var(--on-primary); border-color: color-mix(in srgb, var(--on-primary) 32%, transparent); }
.site-footer .socials a:hover { color: var(--on-primary); background: color-mix(in srgb, var(--on-primary) 14%, transparent); border-color: var(--on-primary); }
.site-footer .footer-legal { color: color-mix(in srgb, var(--on-primary) 70%, transparent); border-top-color: color-mix(in srgb, var(--on-primary) 18%, transparent); }
.site-footer .footer-legal a { color: color-mix(in srgb, var(--on-primary) 76%, transparent); }
.site-footer .footer-legal a:hover { color: var(--on-primary); text-decoration: underline; }
/* Free-text message across the bottom of the footer (admin: Settings, Website). */
.footer-notice { margin-top: 44px; padding-top: 28px; border-top: 1px solid color-mix(in srgb, var(--on-primary) 18%, transparent); }
.footer-notice-title { font-family: inherit; font-size: 14px; font-weight: 700; letter-spacing: 0; line-height: 1.4; color: var(--on-primary); margin: 0 0 12px; }
.footer-notice-body p { font-size: 13.5px; line-height: 1.7; color: color-mix(in srgb, var(--on-primary) 78%, transparent); margin: 0 0 14px; max-width: 128ch; }
.footer-notice-body p:last-child { margin-bottom: 0; }
.footer-notice + .footer-legal { margin-top: 32px; }

@media (max-width: 1099px) {
  .ph-hero { display: block; min-height: 0; padding: 0 0 40px; }
  .ph-hero-media { position: relative; z-index: 0; width: 100%; height: 240px; -webkit-mask-image: none; mask-image: none; }
  .ph-hero.plain { padding: 36px 0 40px; }
  .ph-hero.plain::after { display: none; }
  .ph-card { max-width: none; padding: 30px 28px 32px; }
  .ph-hero-media + .container .ph-card { margin-top: -56px; }
  .feature-grid, .feature-grid.n3 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .facts { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .related { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .news-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .content-row { gap: 28px; padding: 40px 0; }
  .content-row.no-img { padding: 32px 30px; }
}
@media (max-width: 719px) {
  .ph-hero-media { height: 190px; }
  .ph-hero-media + .container .ph-card { margin-top: -44px; }
  .ph-card { padding: 24px 22px 28px; border-radius: 18px; }
  .ph-card .hp-cta .btn { flex: 1 1 100%; justify-content: center; }
  .feature-grid, .feature-grid.n3, .feature-grid.n2 { grid-template-columns: minmax(0, 1fr); }
  .facts, .related, .news-grid { grid-template-columns: minmax(0, 1fr); }
  .content-row { padding: 30px 0; }
  .content-row.no-img { padding: 26px 22px; }
  .job { grid-template-columns: minmax(0, 1fr); gap: 14px; padding: 20px; }
  .ph-steps { padding-top: 56px; }
  .hp-final-inner { padding-bottom: 64px; }
  .contact-layout .card, .contact-side { padding: 24px 22px; }
}